Student Loan APRs vs. Interest Rates
Clearly marked APRs help consumers shop for a mortgage and compare lenders.In the world of student loans, APRs show up inconsistently and often confuse borrowers...
How to Consolidate or Refinance Aidvantage Student Loans
If you are unhappy with your Aidvantage loans, consolidation and refinancing both offer many perks, including a fresh start with a new servicer.Before jumping into...
How Much Student Loan Debt Is Too Much?
It’s no secret that student loan debt has been on the increase in the United States. In its 2021 consumer credit report, Experian reported that...
Biden’s Student Loan Interest Freeze Should End with Forgiveness
With each extension of the federal student loan payment and interest freeze, the President has gradually backed himself into a corner.At this point, some limited...
The Legal and Political Issues
The calls for student loan forgiveness continue to grow louder in 2022. Members of Congress are calling on President Biden to cancel student loans through...
2021 Tax Return Strategy, Tips & Deductions for Student Loan Borrowers
Tax season is a great time to do a student loan checkup. Most student loan borrowers realize that there is a deduction for student loan...
How to Prevent Student Loan Interest Rates from Increasing
During times of inflation, many student loan borrowers will see increases in their interest rates and monthly payments.This is one of the most frustrating aspects...
Student Loan Refinance Strategy as the Federal Interest Freeze Winds Down
For about two years, the federal government hasn’t charged a penny of interest on federally-held student loans.It is hard to beat a 0% interest rate.For...
The Federal Government Should Make 0% Student Loan Interest Rates Permanent
Many Democrats in Congress and student loan advocates want to see President Biden forgive as much as $50,000 per student loan borrower.Unfortuantely, Biden has made...
How the End of LIBOR Impacts Student Loans
For many years, LIBOR has served as the index interest rate for most adjustable-rate student loans. As the LIBOR rate increased or decreased, student loan...