Working for a Nonprofit: How to Get Student Debt Forgiven
By working for a nonprofit, you could enjoy a meaningful career that makes a difference in the lives of others. But your public service salary...
Should You Consolidate Student Loans for PSLF?
If you’re struggling to keep track of all of your debt, deciding to consolidate federal student loans can simplify your payments and, in some cases,...
How to Repair Credit After Student Loan Default
If you default on student loans, credit repair is possible. The world isn’t over — you’ll still be able to borrow money again in the...
Federal vs. Private Student Loans: Which Is Better for You?
While both federal and private student loans can help you pay for college or graduate school, these two loan types have some key differences. In...
Parent PLUS Loan Forgiveness Options
While Parent PLUS Loan forgiveness won’t make your debt disappear overnight, certain programs could lead to significant financial relief down the line. Federal relief is...
What is a Graduated Repayment Plan?
The graduated repayment plan lets you repay federal student loans by starting small with lower payments, though those payments will then grow in amount over...
Public Service Loan Forgiveness (40 Tips to Save Thousands)
I’ve advised thousands of borrowers on the Public Service Loan Forgiveness (PSLF) program. I started doing this after my wife had a terrible experience with...
FFELP Loan Forgiveness Options (Including Temporary PSLF Discharge)
Despite the FFEL program ending in 2010, there’s still a massive amount of outstanding student loan debt stemming from the program. In fact, as of...
PSLF Waiver Opportunity – How to Qualify & Get Forgiveness Faster
On October 6, 2021, the Department of Education announced a sweeping action to expand Public Service Loan Forgiveness. This Public Service Loan Forgiveness waiver opportunity...
11 Common PSLF Mistakes to Avoid
The Public Service Loan Forgiveness program (PSLF) isn’t arbitrary or given at random. It’s earned by checking all of the eligibility requirements for the program, including working...