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Copyright © 2021 CASH 1, LLC | 725 E. Covey Lane, Suite 170, Phoenix, AZ 85024 | (844) 831-4198 | Terms of Use


CUSTOMER NOTICE: Our loan and credit products should be used for short-term financial needs only and not as a long-term financial solution. In Arizona, we offer Title Loans, Title Equity Loans, and Personal Loans. In Nevada, we offer High-Interest Loans and Title Loans. In Idaho, Kansas, and Utah, we offer Revolving Lines of Credit. Customers with credit difficulties should seek credit counseling before entering into any loan or credit transaction.


REQUIREMENTS: Approval depends upon meeting legal, regulatory, and underwriting requirements. CASH 1 may, in its discretion, verify application information by using national databases, including but not limited to Teletrack and Clarity, that may provide information from one or more national credit bureaus. CASH 1 may take this information into consideration in the approval process. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CASH 1. You may be required to submit additional documents due to state law and qualification criteria. If you have defaulted on past transactions, you may be declined for a cash advance from CASH 1.


TERM LENGTHS: The average length of a Personal Loan or Line of Credit varies based on the loan type, state of origination, loan amount, and qualifications. Loan terms can be between 3 and 36 months. For more details, visit Loans & Terms.


PRODUCTS & SERVICES: CASH 1 offers Personal Loans and Lines of Credit, Installment Loans, Title Loans, and Title Equity Loans. Rates and terms depend upon state of origination, credit score, loan amount, loan term, loan type, and credit usage and history. Products and services offered to customers may vary based on customer eligibility and applicable state or federal law. Actual loan amounts vary. The availability of loans and extensions may vary. Title Loans are subject to minimum vehicle value requirements. For additional loan options, please call (844) 831-4198.


PAID ADVERTISEMENTS: Offers provided to customers who originated via a paid Google or Bing advertisement feature rate quotes on cash1loans.com including a maximum 35.99% APR, with terms from 6 months to 36 months. Your actual rate depends upon credit score, loan amount, loan term, loan type, and credit usage and history, and will be agreed upon between you and CASH 1. As an example, the total amount paid on a loan of $2,500 for a term of 6 months at a maximum annual percentage rate of 35.99% would be $2,769.00 over the 6-month life of the loan.


WHERE WE ARE LOCATED: CASH 1 is currently operating in Arizona, Nevada, and Utah. Restrictions apply.


COLLECTIONS & DEFAULT: Failure to make timely payments may result in late fees and other charges. If you miss a payment and default on your loan agreement, it is possible that, depending on the loan type, your vehicle could be repossessed and/or a lawsuit could be brought against you. If your account becomes severely delinquent, it may be turned over to a third-party collection agency, which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or “rollover” your loan, depending on the state and loan type, your principal balance may not be reduced and you will owe additional fees and/or interest.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington, D.C. 20006, and the Federal Trade Commission, Equal Credit Opportunity, Washington, D.C. 20580.



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